Category: Full-Form

RTGS full form & other details

Real-time gross settlement (RTGS)

RTGS full form is Real Time Gross Settlement is an electronic form of fund transfer which is managed by Reserve Bank of India and allows the interbank transfer of funds on a real-time basis. Its is known to be one of the fastest and secure interbank money transfer facility in India. Settlement in real-time means payment transactions are not put through any waiting period, the transaction is settled as soon as they are processed.

An Introduction to RTGS Process

RTGS is naturally used for High-Value Transactions that necessitate and receive instant clearing. In RTGS, the settlement is done without bundling or netting with any other transaction, the negotiation is executed individually and on a gross basis.

The customers commencing RTGS transfer are required to have an Indian Financial System Code (IFSC) of the beneficiary bank, name of the bank, account number, account holder’s name.  Both the bank branches, receiving and initiating end, have to be RTGS enabled for the transfer of the fund to be processed.

RTGS Timings:

Just like other financial transactions, the RTGS Timings for fund transfer window available from 8:00 AM to 4:00 PM from Monday to Friday and on Saturdays (excluding second and fourth).

RTGS Limit

RTGS is allowed for large value transactions or certain predefined RTGS limits in order to proceed fund transfer of minimum transaction of 2 Lakhs. If the funds are not credits in receivers account due to any reason, the fund will be returned to an original bank account within one hour or before the end period of the transaction day. It is the responsibility of the beneficiary bank to credit the recipient’s accounts within 30 minutes of receiving the fund transfer message.

RTGS Charges

In order to avail of the RTGS service or facility, you have to pay a certain amount in order to have your order processed. Each bank allowed or enables to fix their own charges for RTGS transactions, but charges differ from bank to bank.

                                            RTGS Charges

            Bank        Rs 2 to 5 LakhMore Than Rs 5 Lakh
SBI Branch            Rs 25              Rs 50
SBI – Mobile Banking           Rs 20              Rs 40 
HDFC            Rs 25             RS 50
ICICI           Rs 25             Rs 50
Bank of Baroda           Rs 28-33           Rs 55-61
Punjab National Bank         Rs 25-30           Rs 50-55
Kotak Bank             Rs 25            Rs 50
Bank of India             Rs 5               Rs 5
Canara Bank          Rs 27-30         Rs 52-55
HSBC           Rs 25             Rs 50
Yes Bank                NIL               Nil

RTGS Process

Real-Time Gross Settlement is the fastest and secure mode of online money transfer. Some preconditions for RTGS transactions.

A. The payer and receiver should have a bank account (whether it is a current or savings account).
B. The minimum transaction amount should be Rs 2 lakh per transaction and a maximum RTGS limit per day is Rs 10 lakh. 
C. The Transfer of funds must be made within the geographical boundaries of India.  

How to do Real-Time Gross Settlement? (RTGS full form)

For Online RTGS fund transfer, the following steps must be followed:

Step 1:  Login to the net banking account of the bank.

Step 2: Add beneficiary account details (Account Number, Branch name, IFSC code, Account name). 

Step 3:  Go to RTGS fund transfer which totally focuses on quick and easy fund transfer within the country. 

Step 4: Select the amount to be transferred(minimum transaction value 2 lakh per transaction. 

Step 5: Accept the terms of service(terms and conditions) mentioned.  

Step 6: Submit the Real Time Gross Settlement(RTGS) online form.  

For RTGS fund transfer to branch, the following steps must be followed:

Step 1: Visit and contact the employee of the branch of the bank in which there is an account. 

Step 2: Fill up the RTGS transaction form details. 

Step 3: Deposit the cheque and cash of the amount which needs to be remitted. 

Advantages of RTGS

The benefits of RTGS which really needs to understand how to do RTGS transactions are beneficial in the long run as everyone demands instant money transfer. So here are the advantages of RTGS:

1. Real-Time Payment Settlement:

Payments settled on a real-time basis, previously a huge amount of payments made via demand draft, which could take a period of 3 days for clearance. Now the same can be done within no time span through RTGS.

2. Better Relationship:

To ensure a healthier relationship between supplier and buyer as the huge transactions can be done in one go and without any delay.

3. Predictability of Cash Flows:

RTGS facilitates the easy and smooth flow of cash as customers know when their account will be debited or credited.

4. No threat of money and credit risk:

No credit and settlement risk or threat of money being stolen or cheques being forged, Since transactions, have done through online or bank.

Hope by reading this article you get the clear understand of Real-Time Gross Settlement aka RTSS full form. Know more about RTGS on Wikipedia here.

UPSC Full Form

UPSC Full form

UPSC stands for Union Public Service Commission (UPSC Full Form) which is India’s prestigious agency responsible for recruiting top authority officers for the civil services in India.

UPSC appoints all the civil servants of India for various services like Indian Administrative Services (IAS), Indian Foreign Services (IFS), Indian Revenue Services (IRS) and Indian Police Services (IPS).

UPSC is considered as one of the toughest competitive exams in India. About nine to ten lakhs candidates apply every year to appear for the UPSC examination but hardly a thousand candidates are selected to fill in the required posts.

Eligibility Criteria for UPSC Exams:-

There are certain eligibility criteria stated by UPSC in order to be eligible to appear for the UPSC exams.

Nationality

  • In the case of Indian Administrative Services and Indian Police Services, a candidate must be a citizen of India.
  • For the other services apart from the above two, a candidate should be:
  1. A citizen of India
  2. A citizen of Nepal or a subject of Bhutan
  3. A Tibetan refugee who settled in India before January 1, 1962.
  4. A candidate must be a  person of Indian origin who has migrated from Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam with the motive of permanently settling in India.

Educational Qualification

All the candidates must fulfil at least one of the following required qualifications:-

  • An authorized bachelors degree from a central, state or a deemed university.
  • A degree received over correspondence or distance education.
  • A degree received from an open university.
  • Candidates appearing or appeared for the final year examination and are awaiting results are also eligible to apply.
  • Candidates who have passed the final year of MBBS but have not completed their internship can also apply.
  • Candidates who hold a professional and technical bachelor’s degree recognised by Govt of India can also apply.

Age Limit

  • Candidates who are minimum of 21 years and maximum of 32 years are eligible to apply (in case of General Category).
  • The upper age limit is relaxed for candidates belonging to SC, ST by 5 years and 3 years in case of OBC.
  • For defence service personnel, the upper age limit is relaxed by 3 years.
  •  Up to a maximum of 10 years of relaxation for dumb, deaf and orthopedically handicapped students.
  • For Domiciles of Jammu and Kashmir from January 1, 1980, to December 31, 1989, the limit is 32 years.

Maximum number of attempts

The maximum number of attempts for appearing in UPSC exams are as follows:-

  • 6 attempts for general category candidates  
  • 9 attempts for OBC candidates till the age of 35 years
  • Unlimited attempts for SC/ST candidates till the age of 37

UPSC Exam Pattern:-

Full-Form-Of-UPSC

The UPSC exams are held in three phases:-

  1. Preliminary Examination
  2. Mains Examination
  3. Interview and personality test

1. Preliminary Examination:-

UPSC preliminary exam is a fundamental step for the selection of civil servants in India, it is important to clear prelims exams in order to appear for the main examination.

Preliminary Exams are only meant for the screening purpose because marks scores in these exams will not be counted for the merit list.

It consists of two papers:-

  1. General Ability Test
  2. Civil Service Aptitude Test (CSAT)

General Ability Test:-

General Ability Test consists of multiple-choice questions and is of 200 marks, which is to be attempted in 2 hours.

The topics that are covered under the general ability test are as follows:-

  • National and International current affairs
  • Indian history and movements that took place in India
  • World and Indian geography including physical, economic and social aspects
  • Indian polity and constitution
  • Economic and social development that took place in India and World
  • General science 
  • General issues that are taking place around the world

Civil Service Aptitude Test(CSAT):-

CSAT is a qualifying test and candidates must score a minimum of 33% in order to appear for the main examinations.

It is based on multiple-choice questions and carries 200 marks and the allotted time is 2 hours. It covers the following areas:-

  • Logical and analytical reasoning of a candidate.
  • Comprehension skills
  • Communication and interpersonal skills and abilities.
  • General mental test.

2. Mains Examination:-

Candidates who qualify the preliminary exams are only eligible to appear for the main examinations. UPSC mains examinations are usually held in the month of September or October.

The main examination consists of two types of papers qualifying papers and papers that will be counted for the merit list.

 Qualifying Papers:-

Language(paper A) and English( paper B)

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Merit Exams:-  

Main examinations test the overall intellectual ability of a candidate and the in-depth knowledge of the subject. The marks scored in these exams are counted while calculating merit.

UPSC full syllabus:-

Prelims Exam:-

Paper-I. General Studies Syllabus

  • Indian national movements
  • India polity
  • Basic economics
  • Indian Geography
  • Current affairs and events

Paper-2 Civil Service Aptitude Test (CSAT)

  • Analytical reasoning
  • Logical reasoning
  • Basic mathematics
  • Interpersonal skills

Mains Examination:-

Paper 1

Indian Language (Qualifying)

  1. Assamese            
  2. Bengali
  3. Bodo
  4. Dogri
  5. Gujrati
  6. Hindi
  7. Kannada
  8. Kashmiri
  9. Konkani
  10. Maithili
  11. Malayalam
  12. Meitei
  13. Marathi
  14. Nepali
  15. Odia
  16. Punjabi
  17. Sanskrit
  18. Santali
  19. Sindhi
  20. Tamil
  21. Telugu
  22. Urdu

Paper 2

English Language (Qualifying)

  • English comprehension
  • Precis Writing
  • Vocabulary test and usage
  • Short essays

Paper 3

Essay Writing

  • Candidates have to write essays on multiple topics.

Paper 4

General Studies I

  • Indian history (modern and ancient)
  • History and Geography of the world
  • Indian culture and heritage
  • Features of Indian society
  • Indian national movements
  • Indian diversity
  • Globalization

Paper 5

General Studies II

  • Indian Constitution (feature, evolution, amendments etc)
  • Governance policies and rules
  • Indian polity
  • Issues faced across the world and their solutions
  • Departmental structure of government
  • Welfare and social schemes formulated by the government

Paper 6

General Studies III

  • Economy of India
  • Technological developments
  • Disaster management
  • Biodiversity
  • Environmental studies
  • Indian reforms
  • Infrastructural development
  • Indian achievements in science and technology
  • Security changes and development

Paper 7

General Studies IV

  • Ethics and human interface
  • Emotional intelligence
  • Contributions of moral thinkers and philosophers

Paper 8 & 9

Optional subject

Candidates are required to select their optional subject from the following list:-

  • Agriculture
  • Animal Husbandry and Veterinary Science
  • Anthropology

Conclusion

Union Public Service Exam (UPSC full form) is one of the toughest competitive exams in India.

TOEFL-Full-Form

TOEFL Full Form

TOEFL stands for the Test of English as a Foreign Language (TOEFL Full Form). It is a test used to measure the English language skills of a non-native speaker to get admission in the English speaking universities and colleges. Many top universities across the globe offer admissions on the basis of TOEFL.

TOEFL exam is mostly preferred by the universities and colleges in the United States, United Kingdom, Canada Germany and France. It is administered by the non-profit private organization called Educational Testing Service (ETS).

Components of TOEFL Exam

Reading

The reading section of TOEFL exam tests the reading skills and abilities of a candidate. It consists of 3-4 passages from academic texts for which candidates are given 60-80 minutes to answer 36-56 questions. Passages require a fundamental understanding of cause and effect relationship, compare, contrast and argumentation. All the questions are of multiple-choice questions.

Listening

The listening section consists of 6-9 passages, the passage includes a conversation between 2 or more people and you need to listen to the audio in order to answer the subsequent questions. You are allowed to listen to the conversation only once so you have to be very attentive and careful while listening to the audio because once you lost the track of the information it is very difficult to come back again.

Speaking

The speaking section consists of 6 tasks and the time duration allotted is 20 minutes, in the first 2 tasks you are required to speak about a general topic which is familiar to you and in the next 4 tasks you are supposed to answer the questions that are based on passages and conversation for which you are given a short span of time to think
before answering. Candidates are judged on the basis of how neatly and effortlessly they are able to convey the idea and inference of the passage and conversation they read or listen.

Writing

In the writing section, a candidate is given two tasks in which they need to write essays that are based on reading and listening tasks, they are required to put their own opinions and judgments while writing an essay 50 minutes are allotted to write 2 essays.

TOEFL Eligibility Criteria

There are no stringent eligibility criteria when it comes to TOEFL exams as anyone with 10+2 certificate are eligible to appear for TOEFL exams.

TOEFL Registration Process

TOEFL-Full-Form
  1. Firstly you need to create a TOEFL profile on the official website in order to book your seat for the exam and to view your results and status.
  2.  You don’t have to enter too many details while registering, you just need to enter your name, date of birth, phone number etc. make sure that you enter the correct date of birth because the DOB should be same as stated in your ID proof because you have to carry that ID proof in the exam hall.
  3.  After creating your TOEFL account you can now login in your account using your credentials after that click on the “Register for a test” and you need to select TOEFL.
  4.  Then click on “I agree”
  5. Choose a date for the exam and fill in the required fields, after that click on the “complete registration” when the chosen date and centre appears.
  6.  You may select four universities of your choice where the TOEFL scores will be sent.
  7.  You can also select additional university but for that, you have to pay 20$ for each university.
  8.  Make sure to use Google Chrome or Mozilla Firefox for registration, however, if you are using Mac then do install chrome because you won’t be able to register on Safari.

Valid Identification documents for TOEFL

  • The identification document should be issued by the Government of India and should be valid in India.
  • Xerox copies or electronic identification are not pemissible.
  • The expiry of the document should be less than 6 months.
  • Your photograph should be clearly visible.
  • Your signature should match on both id proof and the registration form.
  • A passport is considered as the valid identification proof in India.
TOEFL-Full-Form

TOEFL Score Card

Printed scorecards are sent to the recipients approximately 13 days after the test date. The scorecard is valid for 2 years and you can send them to other universities during that span 2 years.

Hope You’ve found each and every detail related to TOEFL Full Form, its components and TOEFL Registration Process.

IFSC Full Form - Indian Financial System Code

IFSC Full Form

What is the full form of IFSC?

IFSC stands for Indian Financial System Code (IFSC full form). It is a unique 11 character alphanumeric code assigned by RBI to identify each branch of every bank in India. IFSC code of each bank branch is used to facilitate electronic payment systems applications through National Electronic Fund Transfer (NEFT) and Real-Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). 

Format of IFSC code

IFSC code contains 11 character which is a combination of alphabets and numerals assigned by Reserve Bank of India to each bank branch. 

  • The first four characters of IFSC code represent or tell about the name of the bank.
  •  The fifth character is Zero for most of the banks which are reserved for future use. 
  • The last six digits remain unique for each branch which specifies branch code. 

Importance of IFSC code

The Points mentioned below highlights the significance of IFSC code:

  • Unique identification: It helps in identifying a bank and particular bank brank.
  • Elimination errors: It helps in easy fund transfer and removes the discrepancy in the fund transfer process. 
  • Electronic payment applications: It is done with electronic payment tools or transfers done with IFSC code such as RTGS, NEFT, and IMPS.

How can I find the IFSC code?

Indian Financial System Code is an Eleven digit code allocated by RBI which is printed on cheque or NEFT enabled banks. Also, you can easily find out the basic bank details like address, code, etc. By using the below steps, you can search an IFSC code:

  • You can search through or check for the IFSC code of your bank either in your passbook or chequebook.
  • You can check for your IFSC code in the bank’s mobile applications after you log in your credentials. 
  • Reserve bank of India (RBI) official website also mentions a list of banks with respective IFSC code who are engaged in NEFT/RTGS transactions. 

With the online IFSC code finder, you can find the IFSC code of the bank branch according to the location you need. Once you put the basic details like the name of the bank, state, and district where the bank is situated. Your IFSC code will appear along with basic information. 

Details of funds transfer using IFSC

The below-mentioned charges are suggestive in nature. Each bank has its own charges for transferring funds. Check charges from the official bank website. 

Transaction Charges

Amount In Rs        NEFT         RTGS        IMPS
Up to Rs 10000      Rs- 2.50 Minimum 2 lakhs       Rs – 5.00
RS 10000-2 lakh      Rs – 15        Rs – 26         Rs – 10
  Above 2 lakhs       Rs – 25        Rs – 51         Rs – 15

Transfers funds through SMS:

You can easily transfer money through SMS on mobile with the help of IFSC code. 

  • You need to link your mobile no. to your bank account by registering for mobile banking services. 
  • To take the benefit of SMS transfer, you need to fill an application requesting mobile services, after registering you will receive a unique 7 digit number which is known as mPIn and MMID. 
  • Once you are registered, you are required to create an SMS and type IMPS along with the payee details like name, bank, branch, account number and IFSC code of the recipient bank along with the sum amount you want to transfer. 
  • Confirm the transaction and send the SMS, you will receive the confirmation message where you will have to enter your mPIn. 
  • Enter the mPIn and select ok. The fund will be transferred to the recipient’s account. 

Hope you got the understanding of IFSC full form and its details. For more details leave us a comment.

GMAT Exam Structure, Pattern, Eligibility & Syllabus

GMAT Full Form

What is GMAT?

The full form of GMAT or (GMAT full form) is Graduate Management Admission Test. It is a computer adaptive test which is conducted by the Graduate Management Admission Council. As its name suggests, it is for admission into management or business schools. It is intended to assess the candidate’s adroitness in different subjects like analytical writing, quantitative and verbal and reading skills in standard written English. This test is particularly taken to get admission into a management program, such as MBA and Masters in finance course in the top B-Schools across the globe.

GMAT Key Highlights

              Exam Name                     GMAT 
GMAT full form Graduate Management Admission Test 
Official Website  https://www.mba.com
Conducted by  Graduate Management Admission Council
Mode of Exam  Computer-based adaptive test 
GMAT fee $250 ( 17,000 approximately)
Score Range  200 – 800 marks
GMAT Contact +91 120-439-7830, 9 a.m. to 6 p.m. (IST)

 

Fax: +91-120-4001660

Email: GMATCandidateServicesAPAC@ pearson.com

Also Accepted for  MS Courses Outside India
An MBA program in india
Number of Questions  80
Duration of Exam  3 hours 7 minutes
Negative Marking  None 

GMAT Exam Pattern:

GMAT is a computer adaptive test which primarily tests the candidate’s ability and reasoning skills. The GMAT exam pattern consists of four different sections namely are Analytical Writing Assessment, Integrated Reasoning, Quantitative Reasoning, and Verbal Reasoning. The total duration of the exam is 3 hours and 7 Minutes with specific time allotted for each section.  

GRE Exam Structure:

Test Section  Time Limit  Number of Questions  Question Types  Score Range
Analytical Writing Assessment 30 min One question Analysis of an argument  0-6 (0.5 point increment)
Integrated Reasoning  30 min Twelve Questions  Graphics Interpretation, Table Analysis, Multi-source Reasoning, Two-part Analysis 1-8 (in 1-point increments)
Quantitative Reasoning 62 min Thirty-one Question  Data Sufficiency, Problem Solving 6-51 (in 1-point increments)
Verbal Reasoning 65 min Thirty-six questions  Reading Comprehension, Critical Reasoning, Sentence Correction 6-51 (in 1-point increments)
Total 187 min  Eighty    200-800

GMAT Exam Pattern: Key Facts

  • GMAT consists of 80 questions with a time duration of 3 hours and 7 minutes.
  • There are two 8 minutes break during the GMAT test. These breaks are however optional. 
  • Candidates can choose one of the following three orders which they can attempt the four sections of the test:
    1. Analytical Writing Assessment, Integrated Reasoning, Quantitative, Verbal.
    2. Verbal, Quantitative, Integrated Reasoning, Analytical Writing Assessment.
    3. Quantitative, Verbal, Integrated Reasoning, Analytical Writing Assessment.
  • Quantitative Reasoning and Verbal Reasoning sections in GMAT Exam are computer-based and have MCQs. 
  • Analytical Writing Assessment consists of an essay( Analysis of argument) question and integrated reasoning consists of non-MCQs.

Hope you got all the necessary details including GMAT full form, Exam Pattern, Syllabus & Eligibility Criteria.

NEFT Full Form

NEFT stands for National Electronic Funds Transfer (NEFT full form). It is an electronic fund transfer system as money can be transferred from one bank to another, it was initiated and introduced by Reserve Bank of India on November 2005. A bank should be NEFT enabled in order to be eligible for the use of NEFT transfers. The whole process of NEFT is carried via electronic messages. The settlement of NEFT fund transfer is done in hourly batches.

NEFT Process

There is a specific process that is followed for using NEFT services:-

  1. The customer has to fill an application form stating all the necessary details like name, bank, branch name, IFSC, account type and account number of the recipient along with the amount that needs to be transferred to the recipient.
  2. The originating branch then prepares a message and send it to the NEFT service center.
  3. The NEFT service center transfers the message to the NEFT clearing center which is operated by national clearing cell, RBI, Mumbai.
  4. The clearing center then transfers the transactions to the destination bank-wise and prepare accounting entries about the same.
  5. The destination banks receive the remittance message from the NEFT clearing center and credit the respective amount in the recipient account.

NEFT Timings

NEFT transfers are done in half-hourly batches between 8 A.M to 7 P.M from Monday to Saturday(excluding the second and fourth Saturday of every month). No transaction takes place on public and bank holidays(second and fourth Saturday are declared as bank holidays for the whole calendar year). If the NEFT transaction has been initiated and there is an immediate holiday in that case transaction will be settled in the next available slot.

NEFT Limit

One of the cornerstones of NEFT transfers is that it does not have any limits as the minimum amount that can be transferred is Rs 1 and there is no maximum limit imposed by RBI on NEFT transactions, however, some limitations may be imposed by the banks with whom you are holding your accounts with.

For eg:-If you hold an account with HDFC then the maximum limit is Rs 25 lakhs per day with per customer ID via NEFT transfers and there is a limit of Rs 50000 if you transfer via cash.

Difference Between NEFT and RTGS

Comparison Basis       NEFT         RTGS
  Founded in 2005 2004
Minimum Transfer value The minimum limit is Rs 1  The minimum amount that can be transferred id Rs 2 Lakhs.
Maximum Transfer Value No limit on the maximum amount No limit on the maximum amount
     Timings  Starts from 8 AM-7PM(Except on 2nd and 4th Saturday) Starts from 8 AM-6 PM on working days
  Payment  Mode Online and Offline Online and Offline
  Settlement Basis Half hourly basis Real-Time

Transaction Charges

Up to 10000:- ₹2.50

 

10000-1 Laks:-₹5

1 Lakh-2 Lakh:-₹15

More than 2 Lakhs:-₹25 

2 Lakh- 5 Lakhs-:-₹25-30

 

More than 5 Lakhs:- ₹50-55

    Suitable for Small value Transactions High-Value transaction
Processing Speed Slow Fast

NEFT Full Form & other details

We hope you got a clear understanding of NEFT Full Form and everything related to it by reading this article.

Indian AdministratIon Service - IAS

IAS Full Form – Indian Administrative Service

The full form of IAS is Indian Administrative Service, it is one of the most esteemed and prestigious civil services of the Government of India. An IAS officer is responsible for the maintenance of law and order and other administrative services in the area under him. IAS was established in 1946 prior to that Indian Imperial Services (1883-1946) were intact.

The IAS officers are recruited through the UPSC (Union Public Service Commission), UPSC exams are considered as one of the toughest exams in India and it is not at all easy to crack these examinations because it requires a lot of hard work and patience.

How to become an IAS officer?

In case if you are wondering how to become an IAS officer here is the step by step guide on how to become an IAS officer.

1. Research about the examination:-

 Your journey of becoming an IAS officer starts at the moment you think that you want to become an IAS officer and after that, you need to find out details and information about the examination.

2. Start preparing for preliminary exams:-

After researching the examination you will get a better idea of whether you want to join civil services or not, in case you want to join you need to start preparing for the prelims exams because it is always good to start early as you will have a better edge than others, for that you need to figure out whether you want to join a coaching or self-preparation is enough for you.

3. Time for main examinations:-

 Once you have cleared the prelims exams the next step is to start preparing for the main examinations as these exams are in the written form you need to really work hard on it.

4. The final round is an interview and personality assessment:-

The last step of the selection process is an interview and personality test, in this round you are judged on the basis of your knowledge, your communication skills, how you present yourself and your views on a particular topic etc.

5. Training Period:-

If you are thinking that clearing the UPSC exams is the final step and you have become an IAS officer, then be clear that the real game begins from here as you have to face many unforeseen challenges.

Eligibility Criteria to become an IAS officer

There are certain eligibility criteria stated by UPSC in order to be eligible to appear for the UPSC exams.

Nationality:-

  •  In the case of Indian Administrative Services and Indian Police Services, a candidate must be a citizen of India.
  • For the other services apart from the above two,  a candidate should be:
  • A citizen of India
  • A citizen of Nepal or a subject of Bhutan
  • A Tibetan refugee who settled in India before January 1, 1962.
  • A candidate must be a  person of Indian origin who has migrated from Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam with the motive of permanently settling in India.

Educational Qualification:-

All the candidates must fulfill at least one of the following required qualifications:-

  • An authorized bachelors degree from a central, state or a deemed university.
  • A degree received over correspondence or distance education.
  • A degree received from an open university.
  • Candidates appearing or appeared for the final year examination and are awaiting results are also eligible to apply.
  • Candidates who have passed the final year of MBBS but have not completed their internship can also apply.
  • Candidates who hold a professional and technical bachelor’s degree recognized by Govt of India can also apply.

Age Limit:-

  • Candidates who are minimum of 21 years and maximum of 32 years are eligible to apply (in case of General Category).
  • The upper age limit is relaxed for candidates belonging to SC, ST, and OBC by 5 years in case of SC, ST and 3 years in case of OBC.
  • For defence service personnel, the upper age limit is relaxed by 3 years.
  •  Up to a maximum of 10 years of relaxation for dumb, deaf and orthopedically handicapped students.
  • For Domiciles of Jammu and Kashmir from January 1, 1980, to December 31, 1989, the limit is 32 years.

Maximum number of attempts:-

The maximum number of attempts for appearing in UPSC exams are as follows:-

  • 6 attempts for general category candidates  
  • 9 attempts for OBC candidate candidates till the age of 35 years
  • Unlimited attempts for SC/ST candidates till the age of 37 years.

Duties and Functions of IAS officer

The duties and responsibilities of an IAS officer are not only limited to a specified role, they keep on changing throughout their career.

  • An IAS officer is responsible for maintaining law and order of his respective area.
  • Performing functions as Executive Magistrate.
  • Supervising the policies implemented by state and central government.
  • Travelling to places where the policies are being implemented.
  • Handling day to day activities of government that includes constructing and implementation of policies.
  • Allocation of funds and expenditure for the implementation of policies and for government infrastructure.

IAS Officer Salary

The initial salary of an entry-level officer is fixed at 56,100 as per the recommendations of the 7th pay commission and other allowances like house rent allowance, dearness allowance, travel allowance will be extra.

The break-up of UPSC IAS salary after 7th pay commission is given below:-

Position Grade Pay Scale Grade Pay
Sub-divisional magistrate(SDM) and Sub Collector (after completing 2 years probation) Junior or Lower time scale(LTS) 15600-39100 5400
District Magistrate or a collector or a secretary to the government ministry Senior Time Scale 15600-39100 6600
Special Secretary(ss)or the head of Government department(HOD) Junior Administrative 15600-39100 7600
Secretary to a ministry Selection Grade 37400-67000 8700
Principal Secretary of the Government of Department Super time scale 37400-67000 8700
Chief secretary of union secretaries in different ministries of Govt of India Apex Scale 80000(Fixed) Not Applicable
Cabinet Secretary of India Cabinet Secretary Grade 90000(Fixed) Not Applicable

IAS Syllabus

Prelims Exam:-

Paper-I.  General Studies Syllabus:-

  • Indian national movements
  • India polity
  • Basic economics
  • Indian Geography
  • Current affairs and events

Paper-II. Civil Service Aptitude Test (CSAT):-

  • Analytical reasoning
  • Logical reasoning
  • Basic mathematics
  • Interpersonal skills

Mains Examination:-

Paper 1 -Indian Language (Qualifying):-

  • One of the Indian languages to be selected by the candidate included in the 8th schedule of the Indian Constitution. The languages that are included in the 8th schedule of the Indian Constitution are:-
  1.     Assamese            
  2.      Bengali
  3.      Bodo
  4.      Dogri
  5.      Gujrati
  6.      Hindi
  7.     Kannada
  8.     Kashmiri
  9.     Konkani
  10. Maithili
  11. Malayalam
  12. Meitei
  13. Marathi
  14. Nepali
  15. Odia
  16. Punjabi
  17. Sanskrit
  18. Santali
  19. Sindhi
  20. Tamil
  21. Telugu
  22. Urdu

Paper 2 – English Language (Qualifying):-

  • English comprehension
  • Precis Writing
  • Vocabulary test and usage
  • Short essays

Paper 3- Essay Writing:-

  • Candidates have to write essays on multiple topics.

Paper 4- General Studies I.

  • Indian history (modern and ancient)
  • History and Geography of the world
  • Indian culture and heritage
  • Features of Indian society
  • Indian national movements
  • Indian diversity
  • Globalization

Paper 5- General Studies II.

  • Indian Constitution (feature, evolution, amendments etc)
  • Governance policies and rules
  • Indian polity
  • Issues faced across the world and their solutions
  • Departmental structure of government
  • Welfare and social schemes formulated by the government

Paper 6- General Studies III:- 

  • Economy of India
  • Technological developments
  • Disaster management
  • Biodiversity
  • Environmental studies
  • Indian reforms
  • Infrastructural development
  • Indian achievements in science and technology
  • Security changes and development

Paper 7- General Studies IV:-

  • Ethics and human interface
  • Emotional intelligence
  • Contributions of moral thinkers and philosophers

Paper 8 &9 – Optional subject:-

Candidates are required to select their optional subject from the following list:-

  1. Agriculture
  2. Animal Husbandry and Veterinary Science
  3. Anthropology
  4. Botany
  5. Chemistry
  6. Civil Engineering
  7. Commerce and Accountancy
  8. Economics
  9.  Electrical Engineering
  10. Geography
  11.  Geology
  12. Indian History
  13. Law
  14. Management
  15. Mathematics
  16. Mechanical Engineering
  17. Medical Science
  18. Philosophy
  19. Physics
  20. Political Science and International Relations
  21. Psychology
  22. Public Administration
  23. Sociology
  24. Statistics
  25. Zoology
IFS-Full-Form

Indian Foreign Services – IFS Full Form

IFS stands for Indian Foreign Service (IFS Full form). It was created on October 9, 1946, by the Government of India. The IFS services are no different from the central services of India, the position of IFS is considered as one of the most prestigious positions in India, but it is not at all an easy task to attain that position as it requires a lot of dedication, passion and hard work to become an IFS officer.

Background of Indian Foreign Services:-

It was on September 13, 1783, when the East India Company along with its board of directors rolled out a resolution in Kolkata stating to create a different department to allay the burden of Warren Hastings so that he can smoothly conduct all his secret and political business. Even though Indian Foreign department conducted the business with Europian powers. It is induced from the above facts that from the beginning itself there was a distinction between foreign and other departments.

In 1843 Edward Law (the Governor-General of India during that time) introduced certain reforms on organizing the Indian Secretariat into 4 major departments which were Foreign, Home, Finance and military, each department was headed by an individual secretary-level officer. The foreign department was authorized to look after the external affairs and diplomatic relations of the govt of India.

After that, the Government of India Act 1935 depicted more precisely the functions and activities of a political and foreign aspect of the foreign department, soon it was realized that there was an indispensable need to diverge the department and as a result, the external affairs department came into existence under the charge of government general.

On October 9, 1946, which is recorded as the eve of independence, the Government of India entrenched the foreign service in order to represent India in other countries. With independence, a completely new department came into existence named as Ministry of External Affairs and commonwealth relations.

How to Become an IFS officer

  1.  Firstly, your age should be below 30 to be eligible for appearing in UPSC exams.
  2. The next step is to fill in the application form for preliminary exams which are held in the month of May or June every year.
  3. If you are qualified in prelims exams then you are eligible to appear for the mains examination.
  4. The last step of the examination process is to appear for the interview
  5. After the interview, the results are declared within a week or two.
  6. If you have cleared all the exams and interview successfully then you are sent for training and you finally become an IFS officer.

Eligibility criteria to become an IFS officer

Nationality 

  • A candidate should be a citizen of India.
  • A subject of Bhutan
  • Or  a Subject of Bhutan

Age 

The minimum age to appear for the exam is 21 years and is 30 years. The maximum age limit is relaxed by 3 years for OBC candidates and 5 years for SC/ST candidates.

Educational Qualification

  1. The very first criteria is that a candidate should possess a pass bachelors degree from any of the recognized university.
  2. Candidates who are appearing or have appeared for the final year exams and are waiting for results are also eligible to apply for preliminary exams.
  3. Candidates who have cleared the preliminary examination are required to produce the pass bachelor degree certificate in order to appear for the mains examination.

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IFS Exam pattern

There are three stages involved in the Union Public Service Commission Examination.

  • Preliminary 
  • Mains 
  • Interview

1. Preliminary Exams:-

Preliminary exams are just meant for a screening test and the marks are not added in the final assessment. These exams are conducted in the month of May or June. Prelims exams consist of two papers which are Paper 1 (general studies) and paper 2 (Civil service aptitude test CSAT)

 Paper 1 (General Studies)Paper 2 (CSAT)
Mode of ExamOfflineOffline
Marks200200
Time allotted2 Hours, (20 minutes extra are allotted to blind students)2 Hours (20 minutes extra are allotted to blind students)
Total no: of questions80100
Type of QuestionsObjective (MCQ)Objective (MCQ)
LanguageEnglish and HindiEnglish and Hindi

2. Mains Examination:-

In this exam, a candidate is assessed on their intellectual abilities, candidates who qualify the prelims exam are only eligible to appear for the main examination which is held in the month of September, it consists of two qualifying papers and 7 papers which are counted while assessing merit. Each exam is 3 hours.

 Name of the paperMarks
Paper ALanguage (Based on any Indian modern language and is of qualifying nature)300
Paper BEnglish (Qualifying)300
Paper 1Essay (It can be written in the medium language preferred by a candidate)250
Paper 2General Studies 1  It is based on Indian Heritage, culture, history & geography of the world and society)250
Paper 3General Studies 2  Based on International relations, Constitution, polity, Social justice and Governance)250
Paper 4General Studies 3 (Based on technology, biodiversity, disaster management, economic development, technology and security.)250
Paper 5General Studies 4 (Aptitude, integrity & ethics)250
Paper 6Optional subject (paper 1)  (About your respective subject) 250
Paper 7Optional subject  (paper 2) (About your respective subject)250

3. Interview:- 

The last and the final step is to clear the interview, it is not an easy task to clear the interview, you need to be very thorough about each and every subject and should have an excellent command over general awareness.

Functions and Duties of an IFS Officer

The duties of  IFS officers are more challenging than clearing the exams, here are some of the functions that an IFS has to perform.

  1. An IFS officer has to represent India in their respective embassies, consulates, high commissions and permanent missions such as the United Nations.
  2. Safeguarding the Country’s national interest in his/her respective postings.
  3. Advocating friendly relations with other states and their people.
  4. Reporting precisely on the progression of  the posting country that has an influence on India’s policy.
  5. Negotiating agreements on different issues with the authority of the receiving state. 
  6. Stretching consular facilities to foreigners     and national people residing abroad

Salary of an Indian Foreign Service Officer

        Grade      RankBasic pay/Grade pay
Junior Time Scale(JTS)Under Secretary(US)8000/5400
Senior Time Scale(STS)Under Secretary(US)107100/6600
Junior Administrative Scale(JAS)Under Secretary(US)12750/7600
Selection GradeUnder Secretary(US)15100/8700
Senior Administrative Scale(SAS)Under Secretary(US)18400/10000
High Commissioner/AmbassadorUnder Secretary(US)26000/NIL

Other Perks of being an IFS officer

  1. Accommodation facilities
  2. Entitled to get a diplomatic passport
  3. Travelling around the world
  4. They get pension and other benefits of retirement.
  5. Free medical services
  6. Job Security
  7. Household help

Conclusion – IFS Full Form & Other Details

We hope this article helps you in better understanding of IFS full form aka Indian Forest Services, IFS Service, Exam Pattern, Eligibility, Syllabus and other details.