Month: September 2019

GMAT Exam Structure, Pattern, Eligibility & Syllabus

GMAT Full Form

What is GMAT?

The full form of GMAT or (GMAT full form) is Graduate Management Admission Test. It is a computer adaptive test which is conducted by the Graduate Management Admission Council. As its name suggests, it is for admission into management or business schools. It is intended to assess the candidate’s adroitness in different subjects like analytical writing, quantitative and verbal and reading skills in standard written English. This test is particularly taken to get admission into a management program, such as MBA and Masters in finance course in the top B-Schools across the globe.

GMAT Key Highlights

              Exam Name                     GMAT 
GMAT full form Graduate Management Admission Test 
Official Website
Conducted by  Graduate Management Admission Council
Mode of Exam  Computer-based adaptive test 
GMAT fee $250 ( 17,000 approximately)
Score Range  200 – 800 marks
GMAT Contact +91 120-439-7830, 9 a.m. to 6 p.m. (IST)


Fax: +91-120-4001660

Email: GMATCandidateServicesAPAC@

Also Accepted for  MS Courses Outside India
An MBA program in india
Number of Questions  80
Duration of Exam  3 hours 7 minutes
Negative Marking  None 

GMAT Exam Pattern:

GMAT is a computer adaptive test which primarily tests the candidate’s ability and reasoning skills. The GMAT exam pattern consists of four different sections namely are Analytical Writing Assessment, Integrated Reasoning, Quantitative Reasoning, and Verbal Reasoning. The total duration of the exam is 3 hours and 7 Minutes with specific time allotted for each section.  

GRE Exam Structure:

Test Section  Time Limit  Number of Questions  Question Types  Score Range
Analytical Writing Assessment 30 min One question Analysis of an argument  0-6 (0.5 point increment)
Integrated Reasoning  30 min Twelve Questions  Graphics Interpretation, Table Analysis, Multi-source Reasoning, Two-part Analysis 1-8 (in 1-point increments)
Quantitative Reasoning 62 min Thirty-one Question  Data Sufficiency, Problem Solving 6-51 (in 1-point increments)
Verbal Reasoning 65 min Thirty-six questions  Reading Comprehension, Critical Reasoning, Sentence Correction 6-51 (in 1-point increments)
Total 187 min  Eighty    200-800

GMAT Exam Pattern: Key Facts

  • GMAT consists of 80 questions with a time duration of 3 hours and 7 minutes.
  • There are two 8 minutes break during the GMAT test. These breaks are however optional. 
  • Candidates can choose one of the following three orders which they can attempt the four sections of the test:
    1. Analytical Writing Assessment, Integrated Reasoning, Quantitative, Verbal.
    2. Verbal, Quantitative, Integrated Reasoning, Analytical Writing Assessment.
    3. Quantitative, Verbal, Integrated Reasoning, Analytical Writing Assessment.
  • Quantitative Reasoning and Verbal Reasoning sections in GMAT Exam are computer-based and have MCQs. 
  • Analytical Writing Assessment consists of an essay( Analysis of argument) question and integrated reasoning consists of non-MCQs.

Hope you got all the necessary details including GMAT full form, Exam Pattern, Syllabus & Eligibility Criteria.

NEFT Full Form

NEFT stands for National Electronic Funds Transfer (NEFT full form). It is an electronic fund transfer system as money can be transferred from one bank to another, it was initiated and introduced by Reserve Bank of India on November 2005. A bank should be NEFT enabled in order to be eligible for the use of NEFT transfers. The whole process of NEFT is carried via electronic messages. The settlement of NEFT fund transfer is done in hourly batches.

NEFT Process

There is a specific process that is followed for using NEFT services:-

  1. The customer has to fill an application form stating all the necessary details like name, bank, branch name, IFSC, account type and account number of the recipient along with the amount that needs to be transferred to the recipient.
  2. The originating branch then prepares a message and send it to the NEFT service center.
  3. The NEFT service center transfers the message to the NEFT clearing center which is operated by national clearing cell, RBI, Mumbai.
  4. The clearing center then transfers the transactions to the destination bank-wise and prepare accounting entries about the same.
  5. The destination banks receive the remittance message from the NEFT clearing center and credit the respective amount in the recipient account.

NEFT Timings

NEFT transfers are done in half-hourly batches between 8 A.M to 7 P.M from Monday to Saturday(excluding the second and fourth Saturday of every month). No transaction takes place on public and bank holidays(second and fourth Saturday are declared as bank holidays for the whole calendar year). If the NEFT transaction has been initiated and there is an immediate holiday in that case transaction will be settled in the next available slot.

NEFT Limit

One of the cornerstones of NEFT transfers is that it does not have any limits as the minimum amount that can be transferred is Rs 1 and there is no maximum limit imposed by RBI on NEFT transactions, however, some limitations may be imposed by the banks with whom you are holding your accounts with.

For eg:-If you hold an account with HDFC then the maximum limit is Rs 25 lakhs per day with per customer ID via NEFT transfers and there is a limit of Rs 50000 if you transfer via cash.

Difference Between NEFT and RTGS

Comparison Basis       NEFT         RTGS
  Founded in 2005 2004
Minimum Transfer value The minimum limit is Rs 1  The minimum amount that can be transferred id Rs 2 Lakhs.
Maximum Transfer Value No limit on the maximum amount No limit on the maximum amount
     Timings  Starts from 8 AM-7PM(Except on 2nd and 4th Saturday) Starts from 8 AM-6 PM on working days
  Payment  Mode Online and Offline Online and Offline
  Settlement Basis Half hourly basis Real-Time

Transaction Charges

Up to 10000:- ₹2.50


10000-1 Laks:-₹5

1 Lakh-2 Lakh:-₹15

More than 2 Lakhs:-₹25 

2 Lakh- 5 Lakhs-:-₹25-30


More than 5 Lakhs:- ₹50-55

    Suitable for Small value Transactions High-Value transaction
Processing Speed Slow Fast

NEFT Full Form & other details

We hope you got a clear understanding of NEFT Full Form and everything related to it by reading this article.

Indian AdministratIon Service - IAS

IAS Full Form – Indian Administrative Service

The full form of IAS is Indian Administrative Service, it is one of the most esteemed and prestigious civil services of the Government of India. An IAS officer is responsible for the maintenance of law and order and other administrative services in the area under him. IAS was established in 1946 prior to that Indian Imperial Services (1883-1946) were intact.

The IAS officers are recruited through the UPSC (Union Public Service Commission), UPSC exams are considered as one of the toughest exams in India and it is not at all easy to crack these examinations because it requires a lot of hard work and patience.

How to become an IAS officer?

In case if you are wondering how to become an IAS officer here is the step by step guide on how to become an IAS officer.

1. Research about the examination:-

 Your journey of becoming an IAS officer starts at the moment you think that you want to become an IAS officer and after that, you need to find out details and information about the examination.

2. Start preparing for preliminary exams:-

After researching the examination you will get a better idea of whether you want to join civil services or not, in case you want to join you need to start preparing for the prelims exams because it is always good to start early as you will have a better edge than others, for that you need to figure out whether you want to join a coaching or self-preparation is enough for you.

3. Time for main examinations:-

 Once you have cleared the prelims exams the next step is to start preparing for the main examinations as these exams are in the written form you need to really work hard on it.

4. The final round is an interview and personality assessment:-

The last step of the selection process is an interview and personality test, in this round you are judged on the basis of your knowledge, your communication skills, how you present yourself and your views on a particular topic etc.

5. Training Period:-

If you are thinking that clearing the UPSC exams is the final step and you have become an IAS officer, then be clear that the real game begins from here as you have to face many unforeseen challenges.

Eligibility Criteria to become an IAS officer

There are certain eligibility criteria stated by UPSC in order to be eligible to appear for the UPSC exams.


  •  In the case of Indian Administrative Services and Indian Police Services, a candidate must be a citizen of India.
  • For the other services apart from the above two,  a candidate should be:
  • A citizen of India
  • A citizen of Nepal or a subject of Bhutan
  • A Tibetan refugee who settled in India before January 1, 1962.
  • A candidate must be a  person of Indian origin who has migrated from Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam with the motive of permanently settling in India.

Educational Qualification:-

All the candidates must fulfill at least one of the following required qualifications:-

  • An authorized bachelors degree from a central, state or a deemed university.
  • A degree received over correspondence or distance education.
  • A degree received from an open university.
  • Candidates appearing or appeared for the final year examination and are awaiting results are also eligible to apply.
  • Candidates who have passed the final year of MBBS but have not completed their internship can also apply.
  • Candidates who hold a professional and technical bachelor’s degree recognized by Govt of India can also apply.

Age Limit:-

  • Candidates who are minimum of 21 years and maximum of 32 years are eligible to apply (in case of General Category).
  • The upper age limit is relaxed for candidates belonging to SC, ST, and OBC by 5 years in case of SC, ST and 3 years in case of OBC.
  • For defence service personnel, the upper age limit is relaxed by 3 years.
  •  Up to a maximum of 10 years of relaxation for dumb, deaf and orthopedically handicapped students.
  • For Domiciles of Jammu and Kashmir from January 1, 1980, to December 31, 1989, the limit is 32 years.

Maximum number of attempts:-

The maximum number of attempts for appearing in UPSC exams are as follows:-

  • 6 attempts for general category candidates  
  • 9 attempts for OBC candidate candidates till the age of 35 years
  • Unlimited attempts for SC/ST candidates till the age of 37 years.

Duties and Functions of IAS officer

The duties and responsibilities of an IAS officer are not only limited to a specified role, they keep on changing throughout their career.

  • An IAS officer is responsible for maintaining law and order of his respective area.
  • Performing functions as Executive Magistrate.
  • Supervising the policies implemented by state and central government.
  • Travelling to places where the policies are being implemented.
  • Handling day to day activities of government that includes constructing and implementation of policies.
  • Allocation of funds and expenditure for the implementation of policies and for government infrastructure.

IAS Officer Salary

The initial salary of an entry-level officer is fixed at 56,100 as per the recommendations of the 7th pay commission and other allowances like house rent allowance, dearness allowance, travel allowance will be extra.

The break-up of UPSC IAS salary after 7th pay commission is given below:-

Position Grade Pay Scale Grade Pay
Sub-divisional magistrate(SDM) and Sub Collector (after completing 2 years probation) Junior or Lower time scale(LTS) 15600-39100 5400
District Magistrate or a collector or a secretary to the government ministry Senior Time Scale 15600-39100 6600
Special Secretary(ss)or the head of Government department(HOD) Junior Administrative 15600-39100 7600
Secretary to a ministry Selection Grade 37400-67000 8700
Principal Secretary of the Government of Department Super time scale 37400-67000 8700
Chief secretary of union secretaries in different ministries of Govt of India Apex Scale 80000(Fixed) Not Applicable
Cabinet Secretary of India Cabinet Secretary Grade 90000(Fixed) Not Applicable

IAS Syllabus

Prelims Exam:-

Paper-I.  General Studies Syllabus:-

  • Indian national movements
  • India polity
  • Basic economics
  • Indian Geography
  • Current affairs and events

Paper-II. Civil Service Aptitude Test (CSAT):-

  • Analytical reasoning
  • Logical reasoning
  • Basic mathematics
  • Interpersonal skills

Mains Examination:-

Paper 1 -Indian Language (Qualifying):-

  • One of the Indian languages to be selected by the candidate included in the 8th schedule of the Indian Constitution. The languages that are included in the 8th schedule of the Indian Constitution are:-
  1.     Assamese            
  2.      Bengali
  3.      Bodo
  4.      Dogri
  5.      Gujrati
  6.      Hindi
  7.     Kannada
  8.     Kashmiri
  9.     Konkani
  10. Maithili
  11. Malayalam
  12. Meitei
  13. Marathi
  14. Nepali
  15. Odia
  16. Punjabi
  17. Sanskrit
  18. Santali
  19. Sindhi
  20. Tamil
  21. Telugu
  22. Urdu

Paper 2 – English Language (Qualifying):-

  • English comprehension
  • Precis Writing
  • Vocabulary test and usage
  • Short essays

Paper 3- Essay Writing:-

  • Candidates have to write essays on multiple topics.

Paper 4- General Studies I.

  • Indian history (modern and ancient)
  • History and Geography of the world
  • Indian culture and heritage
  • Features of Indian society
  • Indian national movements
  • Indian diversity
  • Globalization

Paper 5- General Studies II.

  • Indian Constitution (feature, evolution, amendments etc)
  • Governance policies and rules
  • Indian polity
  • Issues faced across the world and their solutions
  • Departmental structure of government
  • Welfare and social schemes formulated by the government

Paper 6- General Studies III:- 

  • Economy of India
  • Technological developments
  • Disaster management
  • Biodiversity
  • Environmental studies
  • Indian reforms
  • Infrastructural development
  • Indian achievements in science and technology
  • Security changes and development

Paper 7- General Studies IV:-

  • Ethics and human interface
  • Emotional intelligence
  • Contributions of moral thinkers and philosophers

Paper 8 &9 – Optional subject:-

Candidates are required to select their optional subject from the following list:-

  1. Agriculture
  2. Animal Husbandry and Veterinary Science
  3. Anthropology
  4. Botany
  5. Chemistry
  6. Civil Engineering
  7. Commerce and Accountancy
  8. Economics
  9.  Electrical Engineering
  10. Geography
  11.  Geology
  12. Indian History
  13. Law
  14. Management
  15. Mathematics
  16. Mechanical Engineering
  17. Medical Science
  18. Philosophy
  19. Physics
  20. Political Science and International Relations
  21. Psychology
  22. Public Administration
  23. Sociology
  24. Statistics
  25. Zoology